The Importance of Continuing Medical Treatment
So you went to the doctor soon after your injury. That’s one of the most important things you can do after any injury or accident, but this on its own is not enough.
The insurance company responsible for paying your claim will be on the lookout for any reason to lower your overall compensation or deny your claim altogether. One of the most common reasons insurers cite when undervaluing a claim is that the victim was not as seriously injured as they claimed to be.
Demonstrating the true extent and severity of your injuries to an insurance company that seems intent on denying you the settlement you are owed might seem impossible. However, there is actually a very simple way to do this: continue your medical treatment.
If your doctor prescribes you a medication, have it filled and take it as prescribed. If you are referred to a physical therapist, attend regularly and document any exercises that they have you perform at home. Keep your appointments with your specialists, undergo necessary surgeries, and follow all pre- and post-op instructions.
Continuing medical treatment serves two important functions:
- Supports your continued recovery after an accident or injury,
- And shows the insurance company that your physical condition is to be taken seriously.
When you go to the doctor or fill a prescription, you are creating a verifiable paper trail that you are receiving necessary medical care. When that medical care is for an injury that you suffered because of another person’s negligence, this evidence can provide critical support for your personal injury claim.
Never stop medical treatment because you’re worried about the cost. If another person’s negligence caused your injuries in a car crash, slip and fall, or other type of accident, you are entitled to financial compensation that covers these and other related costs.