As rideshare companies like Uber continue to grow in popularity, so do the number of accidents. When a potential passenger uses the app to call for an Uber, it’s likely they’re not concerned about getting into an accident. They trust that the driver they have will get them to their destination efficiently. When that doesn’t happen, questions of fault and liability come out. If you’ve been in a rideshare accident, our Chicago Uber accident lawyers can represent you and provide you with sound legal guidance.
While the negligent actions that contribute to rideshare accidents are similar to other traffic accidents, there are unique elements. If you’ve been in an accident with an Uber driver, understanding why your accident happened is an important part of building a strong claim to hold them accountable for their actions. Driver negligence contributes to Uber accidents in the following ways:
If you’re riding in an Uber when your driver causes an accident, the company does have an insurance policy. Understanding this policy and what it means for your recovery is crucial. The policy covers the driver up to $1 million in liability, which means your injuries are covered up to that amount. The coverage, however, only kicks in if the drivers involved have insufficient bodily coverage.
In addition to that caveat, there are only certain situations when Uber’s insurance policy applies. To understand what those situations are, it’s important to know when a rideshare driver is covered under the company policy.
Drivers are covered once they’ve made themselves available to riders and until the time they end a trip. When a driver is online without a passenger, they are insured by third-party liability in the form of $50,000 per bodily injury per person, $100,000 bodily injury per accidents, and $25,000 property damage per accident.
The coverage increases when a driver accepts a trip, is en route, and picks up the passengers. Then, the insurance covers $1,000,000 third-party liability, uninsured/underinsured motorist bodily injury, contingent comprehensive and collisions, and up to actual cash value of the car with a $1,000 deductible.
Passengers are covered under the same parameters as drivers. If your accident happened outside of those parameters, you may still be eligible for compensation. Our Chicago Uber accident lawyers will look into your claim and determine the best way to get you full and fair compensation for your injuries.
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Car accident injuries can be severe. As a result, medical bills can pile up quickly for procedures, medications, medical equipment, and more. When you work with a Chicago Uber accident lawyer from Thomas Law Offices, we’ll fight to get you the compensation you need to recover from your injuries and take care of the other losses associated with your accident.
It can be challenging to go up against a company like Uber; but we have the experience needed to do just that. To learn more about your legal rights and options after an Uber crash, schedule a free consultation with our office.
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