You may not think twice about letting a trusted friend or family member drive your car if the situation calls for it. However, you’re also probably not thinking about the consequences of that person getting into an auto wreck. These situations can cause some confusion with insurance companies and you may be affected, even if you weren’t in the car at the time. Here’s what you need to know about how liability is determined after a collision involving a vehicle that’s owned by someone other than who is driving:

How Does Insurance Apply When Someone Else Drives Your Car?

Many people believe in a common misconception when their friend or family member is driving their car. They think that insurance applies to the driver. However, this is not the case. Insurance applies to the vehicle. So, if someone who is not on your insurance plan is driving your vehicle, your insurance still applies in the case of an accident.

Superior Care Home nursing home in Paducah, KY has been ordered by jurors to pay over $2 million in damages to the Moore family after the passing of 92-year-old Mary Opal Moore. The lawsuit against the facility alleged gross negligence and failure to provide proper care. Tad Thomas and Brain Jasper of Thomas Law Offices represented the family of the victim in the lawsuit.

Moore moved into Superior Care Home in December 2014. She resided there into 2015 for approximately three months. With a price tag of over $9,000 a month, the family chose the facility because of advertisements regarding a new memory care facility. They believed the medical professionals could help with Moore’s dementia.

In most situations, a personal injury case cannot be reopened once a settlement has been reached. If the personal injury case went to trial, however, the way the case was closed determines whether or not it can be reopened. If a judge closes a case without prejudice, it can be reopened. But most personal injury cases do not go to trial. The majority are settled outside of court through negotiations. Understanding how settlements work will affect your ability to reopen a case.

Signing a Release of Liability

A Release of Liability Form is a legal document between two parties. The Releasor, typically the injured party, is the person promising not to sue after the agreement has been signed. The other party, the Releasee, is the at-fault person or entity. Other names for this document include Conditional and Unconditional Waiver Form, General Waiver, Legal Release, Waiver of Liability Agreement, and Liability Waiver Form.

At Thomas Law Offices, we’re proud to take part in an annual scholarship campaign aimed to help students chase their dreams and build a brighter future. The Fall 2019 submission period just came to a close, and we were truly humbled by the overwhelming amount of applications we received. We received over 700 applications! The quality of the essays we received was outstanding. Thank you to everyone who applied!

We’re pleased to announce we’ve chosen a winner.

Congratulations to Amy Loper of Oregon!

Amy will be attending Denver Seminary, and is entering the Master of Divinity program.
This was the essay topic:

“Explain a time that you were truly grateful for someone else’s help and how it impacts you today.”

At Thomas Law Offices, we take pride in all of the ways we’re able to assist our local communities and help clients who are in need of quality legal representation. We’re also proud of every effort we take to fight for a fair and effective trial jury system. We believe that every American has a right to hold another person, group, or corporation liable in cases of wrongdoings or negligence– no matter the size of a corporation’s bank accounts. The civil justice system gives Americans this right.

Tad Thomas has served at the forefront of one of the leading organizations in the nation that supports the civil justice system for many years. This organization is none other than the American Association for Justice (AAJ). AAJ works hard to strengthen the civil justice system and protect the rights of injured victims who can hold responsible parties accountable via trial by jury to enact improvements and safeguard other potential victims at local, statewide, and federal levels.