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Kentucky Injury Lawyers

$25.6 Million Awarded in Bad Faith Lawsuit Against Medical Insurer

Published on Jan 8, 2019 at 8:33 am in Insurance Bad Faith.

In November 2018, a jury in Oklahoma City, OK awarded the family of Oranna Cunningham nearly $25.6 million for a bad faith insurance lawsuit after she lost her battle with cancer.

Cunningham has been diagnosed with advanced nasopharyngeal cancer. Her physician recommended proton beam therapy; however, her insurer, Aetna, refused to cover the cost of the therapy because they deemed it to be experimental.

Proton beam therapy is recognized by the FDA and is often approved for pediatric and Medicare patients. The treatment allows doctors to focus cancer-fighting proton energy on the cancerous cells. Because it’s targeted, it preserves organ health and may reduce other harmful side effects.

What is Kentucky Bad Faith Insurance Claim?

Published on Apr 12, 2012 at 3:12 pm in Insurance Bad Faith.

KY Insurance Denial ClaimBeing involved in an accident of any kind can certainly have a devastating impact on a person’s life and getting financial assistance to recover is imperative, particularly from an insurance company. However, when an insurance company fails to fulfill their obligation and does not act in such a way that is required in a contract, it can be considered “bad faith,” which is legally defined as an intentional dishonest act that does not fulfill legal or contractual obligations, misleads another, and violates basic standards of honesty in dealing with others. Bad faith insurance law is a patchwork of federal and state laws and case decisions that pertain to the practices and conduct of insurance companies.

Examples of bad faith practices can come from insurers of all types, including auto, business, and property insurance. Here are a few common scenarios which may represent bad faith: