Louisville Car Accident Lawyer

A car accident can be one of the most physically and emotionally traumatizing events you may ever go through in your lifetime. In the blink of an eye, anything can happen from having a big dent in your bumper to the car being totaled. You can be shaken up or need immediate medical assistance. Every car accident is different, but they are all life changing on many levels.

If you or a loved one was injured in a car wreck, you need strong legal representation to access the maximum compensation you deserve. At Thomas Law Offices, we know the importance of working with a personal injury lawyer you can trust and rely on. We believe that our track record of securing compensation for accident victims speaks for itself, and we are ready to get started on your auto accident case. A Louisville car accident lawyer will evaluate the facts of your car accident case to make sure that the other driver is held accountable for their negligent or reckless actions. You can schedule a free consultation with one of our attorneys to get your questions answered about pursuing a claim.

Why Work With a Louisville Car Accident Attorney?

You are entitled to seek a remedy for losses following a serious motor vehicle accident. However, if you are trying to recover compensation for your medical expenses, lost wages, and property damage, the other driver’s insurance company might do everything possible to suppress those rights.

They rely on you not knowing what you are due. Many insurance carriers have a track record of persuading and even bullying victims into accepting settlements that do not fully cover their damages.

Our car accident lawyer in Louisville won’t let that happen. Here is how an experienced personal injury law firm can help if you’ve been severely injured in an auto accident.

Car Accidents in Cleveland

Dealing With the Insurance Company

The insurance company is not your friend, so do not expect them to have your best interests at heart. In our experience, the at-fault driver’s insurer will actively try to minimize your injuries and overall damages and may even try to shift the blame back onto you. When you work with a personal injury attorney, you’ll have someone on your side who will stand up to the insurance company.

An experienced car accident lawyer can also take over all communication with the insurance company. Instead of negotiating your own settlement, you’ll have someone on your side who will refuse to let the insurer push you into accepting anything less than you are owed.

Determining Fault

No two motor vehicle accidents are alike, which makes determining fault complex. An experienced car accident attorney will know what steps to take to prove liability in your personal injury case. If you try to establish that the other driver was at fault without legal backing, it may come down to your word against theirs.

A knowledgeable attorney will access information from the police report, eyewitnesses, and pictures or videos of the accident scene. In some situations, it is necessary to utilize the expertise of an accident reconstructionist.

Valuing Your Claim

You are entitled to financial compensation after a serious car crash. Despite this, many car accident victims are bullied out of receiving the fair compensation they are owed. This is because correctly valuing a claim is an enormous undertaking and involves more than just considering what you need in the present. To fully understand what you might be owed, your Louisville personal injury lawyer will take the following into account:

  • Current and future medical expenses
  • Loss of income
  • Reduced earning capacity
  • Auto repairs
  • Any court costs
  • Pain and suffering
  • Emotional trauma
  • Moving costs if your home is no longer suited to your injuries or disabilities
  • Loss of companionship or consortium

Our Practice Areas

  • Birth Injury
  • Brain Injuries
  • Camp Lejeune Water Contamination
  • Car Accidents
  • Construction Accident
  • Medical Malpractice
  • Motorcycle Accident
  • NEC Baby Formula Lawsuit
  • Negligent Security
  • Nursing Home Abuse
  • Personal Injury
  • Philips CPAP Machine Lawsuit
  • Premises Liability
  • Product Liability
  • Sexual Assault
  • Slip & Fall
  • Social Security Disability
  • Spinal Cord Injury
  • Truck Accidents
  • Workers' Compensation
  • Wrongful Death

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Why Thomas Law Offices?

At Thomas Law Offices, our Louisville car accident lawyers have dedicated their legal careers to helping auto accident victims. We have the experience, knowledge, and ability to hold the at-fault driver and their insurance company accountable for your injury claim.

We can also be of service if you were injured in a hit-and-run accident or if the other driver was uninsured. In this situation, you will need to recover compensation from your own insurance company. We’ll help you navigate your uninsured or underinsured motorist coverage through your own insurance coverage, which will help you cover medical expenses and any other damages related to your vehicle collision.

We Prioritize Transparent Communication

This is your injury case; you deserve to know what’s happening. Our law firm’s attorneys will ensure that you feel included and up to date about every aspect of your claim. If you’re confused about a part of the process or are unsure of your next move, you’ll never feel like you have nowhere to go for help.

The Louisville car accident lawyers at Thomas Law Offices believe that open communication built on a foundation of trust and a strong attorney-client relationship is key. We are committed to ensuring that every crash victim who chooses to work with our law firm knows they can reach out with any question at any point, and we’ll be there to answer.

We Prioritize Your Future

When you are dealing with the immediate aftermath of a car accident, it can be difficult to think about anything other than your immediate needs such as getting help for injuries and getting your car fixed. You need an expert to help determine how your injuries and property damage will impact your future. Our Louisville car accident lawyers have the experience it takes to consider what type of effect your injuries will have in the long term. We’ll answer the important questions like:

  • Will you be able to work with this injury?
  • Will you need to change jobs?
  • Is your current home inaccessible due to your injuries?
  • Will you need ongoing medical care and treatment?

Be Careful When Speaking With an Insurance Company After Your Accident

The insurance company exists to prioritize its bottom line, not to pay out settlements to injury victims. When you try to file a claim, the insurer will employ several tactics to lower your settlement and prevent you from filing a personal injury lawsuit. Watch out for the following:

  • Any questions such as “How are you today?” or “Are you doing well?” While these might seem like innocent questions that we answer as a social nicety, your answer can be purposely misconstrued by an insurance adjuster trying to minimize your injuries.
  • Requests for additional paperwork or documentation. While you’ll have to submit things to help support your claim, repeated requests for additional documentation can signify that the insurer is trying to run out the clock on the statute of limitations.

If you have already hired a law firm to represent you in your case, your Louisville car accident attorney can help serve as an intermediary with insurance representatives. They could either take over as the insurance company’s direct contact or advise you through any discussions to help ensure that you don’t accidentally say something that can later be used against you.

What Causes Car Accidents?

Your Louisville auto accident lawyer will help make sense of your accident, starting with its cause. Determining the cause of the crash is a crucial step in obtaining maximum compensation for your injuries. Your car accident attorney will look at different factors and sources when determining the cause or whether the other driver was violating traffic laws at the time.

Working with car accident attorneys familiar with some of the most common causes of collisions is helpful. As of 2022, the following are the top reported contributing factors for auto accidents in Kentucky, according to data compiled by the Kentucky Transportation Center (KTC).

  • Driver Inattention – 35.85%
  • Vehicle Not Under Control – 13.54%
  • Failure to Yield – 11.12%
  • Misjudging Clearance – 8.51%
  • Following Too Closely – 5.59%
  • Distracted Driving – 4.07%
  • Driving Too Fast for Conditions – 3.42%
  • Disregarding Traffic Control – 3.42%
  • Alcohol Involvement – 3%
  • Overcorrecting – 1.88%
  • Drug Involvement – 1.06%

Kentucky Car Accident Statistics

Data from the Kentucky Office of Highway Safety paints a grim picture of our roads. Consider the following:

  • There were 130,042 accidents on Kentucky roads in 2022, with 723 fatalities and 1,320 serious injuries.

While there were fewer total collisions in 2022 than in 2021, over 29,451 individuals were still injured in these crashes. Some of the most dangerous roadways that experienced the largest increase in traffic fatalities in Louisville, KY, include:

  • I-264
  • I-65
  • S. 31W
  • S. 31E
  • KY 61

Meet Our Attorneys

  • Mike Campbell
  • Eric Kiser
  • Alex Cassell
  • Cameryn Gonnella
  • Lindsy Lopez

Common Car Accident Injuries

Most car accident claims are filed by victims who are suffering a mixture of minor and serious injuries. While your doctor is responsible for diagnosing and treating any injuries from an automobile accident, it is our job at Thomas Law Offices to get you compensation for all the related medical bills.

Catastrophic Injuries

A catastrophic injury is considered especially severe. For car crash victims, catastrophic injuries tend to be those that have long-lasting impacts on their lives, limiting their physical or mental capabilities. At our law firm, our personal injury lawyers have helped recover compensation for victims who are suffering from the following severe injuries:

  • Traumatic brain injuries (TBIs)
  • Back injuries
  • Neck injuries
  • Spinal cord injuries
  • Paralysis
  • Severe burns
  • Amputations
  • Internal organ damage

Minor Injuries

Just because an injury is considered minor does not mean that it can’t significantly impact victims of car crashes. On their own, minor injuries can negatively impact your physical and emotional well-being and can further exacerbate any underlying medical conditions that you are already dealing with. Be wary of any car insurance company that tries to downplay the severity of any of the following:

  • Broken bones
  • Soft tissue injuries
  • Scratches, cuts, and lacerations
  • Minor burns
  • Sprains and strains

Even seemingly minor injuries can have long-term implications. Soft tissue issues to joints, tendons, and ligaments have a tendency to increase the risk of additional injuries in the future. Just because you can seemingly recover from this initial damage quickly doesn’t mean it won’t continue impacting your life and well-being moving forward.

No Injury Is Too Small for Thomas Law Offices

At Thomas Law Offices, we routinely work with injury victims struggling to get the insurance company to take them and their injuries seriously. If you suffered injuries in a car crash that was not your fault, and you now need to seek medical treatment, we can help. Our law firm will ensure the insurer understands your situation’s severity. We use information from the police report, medical records, and other sources to paint a picture of your life post-auto accident.

What To Do After a Car Accident in Kentucky

While it can be difficult to calmly follow a plan of action in the immediate aftermath of a car accident, knowing what you could do ahead of time could be helpful if you ever find yourself in a crash. If you are involved in a collision in or near Louisville, KY, the following steps will serve as an invaluable guide.

  • Call 911
  • Contact the police
  • Take pictures
  • Exchange information
  • Seek medical care
  • Notify your insurance company
  • Contact a car accident lawyer

What if I Was Partially Responsible?

Liability is not always clear-cut. Indeed, in some situations, both drivers might be partially at fault for an accident. If this was the case with your collision, you may still be able to recover partial compensation.

Kentucky operates on comparative fault rules. According to Kentucky Revised Statutes 411.82, you can recover damages for your injuries, but those damages will be reduced by the same percentage as your fault.

Take, for example, a car accident in which you suffered $10,000 in damages for which you were also 20% at fault. Your recoverable damages would be reduced by 20%, making you eligible for $8,000 in compensation.

A Louisville Car Accident Lawyer Is Ready to Fight for You

Thomas Law Offices is a proud advocate for car accident victims in and around Louisville, KY. When you choose to work with our law firm, you’ll have a constant proponent on your side who will stand up to the insurance company on your behalf.

You deserve to work with a law firm that treats you as more than just your injuries. Our Louisville car accident lawyer will take a whole-person approach to your claim, building the attorney-client relationship on a foundation of trust and respect.

To learn more about how we can help, contact us at our Louisville, KY, offices today to schedule a free case evaluation.

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Have You Been Injured? We're Ready to Fight for You.